{"id":107,"date":"2016-11-13T14:09:25","date_gmt":"2016-11-13T19:09:25","guid":{"rendered":"https:\/\/sgv.hbnv.com\/?page_id=107"},"modified":"2020-01-15T09:54:39","modified_gmt":"2020-01-15T14:54:39","slug":"association-insurance","status":"publish","type":"page","link":"https:\/\/sgv.hbnv.com\/?page_id=107","title":{"rendered":"Association Insurance"},"content":{"rendered":"

The “Master Policy” covers all of the buildings, pool and outdoor property, presently owned by the Association and contains two separate sections.<\/p>\n

Section I -Applies to Physical Damage<\/p>\n

Section II- Applies to Liability Protection<\/p>\n

Both contracts referred to exclude protection for liability associated with the operation or storage of motor vehicles and personal liability for individuals for accidents in their own units.\u00a0 It is the unit owner’s responsibility to obtain this coverage.<\/strong><\/p>\n

MAINTENANCE JURISDICTIONAL GUIDELINES<\/p>\n

The following list is used as a guide to determine area of responsibility for repair and maintenance.<\/p>\n

MAINTENANCE JURISDICTIONAL GUIDELINES<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
<\/td>\nMASTER DEED REFERENCE<\/td>\n<\/tr>\n
<\/td>\nASSOCIATION<\/td>\nUNIT OWNER<\/td>\n<\/tr>\n
BATHROOM<\/td>\n<\/tr>\n
\u2003CABINETS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003EXHAUST FANS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003FAUCETS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003SHOWER<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003SHOWER FIXTURES<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003SINK<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003TILE WALL COVERING<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003TUB<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003TUB FIXTURES<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
TOILET<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
BEDROOM<\/td>\n<\/tr>\n
BOUNDARY WALLS<\/td>\n<\/tr>\n
\u2003DOORS<\/td>\n<\/tr>\n
\u2003\u2003INTERIOR SURFACE<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003\u2003EXTERIOR SURFACE<\/td>\nX*<\/td>\n*<\/td>\n<\/tr>\n
\u2003\u2003LOCKS ON DOORS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003\u2003STORM\/SCREEN DOORS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003WINDOWS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003SCREENS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003WALLS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003\u2003ELECTRICAL FIXTURES (EXTERIOR)<\/td>\nX**<\/td>\n<\/td>\n<\/tr>\n
\u2003\u2003EXTERIOR SURFACE<\/td>\nX<\/td>\n<\/td>\n<\/tr>\n
\u2003\u2003HEATING DUCTS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003\u2003PLUMBING<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003\u2003PLUMBING FIXTURES<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003\u2003WIRING<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

*The responsibility of the Association extends only of the exterior of the doors.<\/p>\n

**The Association is not responsible for the maintenance of exterior electrical fixtures installed by unit owners<\/p>\n

Please contact Management before installing electrical fixtures<\/p>\n

MAINTENANCE JURISDICTIONAL GUIDELINES (cont.)<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
<\/td>\nMASTER DEED REFERENCE<\/td>\n<\/tr>\n
<\/td>\nASSOCIATION<\/td>\nUNIT OWNER<\/td>\n<\/tr>\n
BASEMENTS<\/td>\n<\/tr>\n
\u2003DRYER<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003DRYER VENTS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003DUCTS IN VENTS (NOT WALL)<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003ELECTRICAL WIRING (IN WALLS)<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003FAUCETS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003FOUNDATION CRACKS<\/td>\nX<\/td>\n<\/td>\n<\/tr>\n
\u2003FOUNDATION LEAKS<\/td>\nX*<\/td>\n<\/td>\n<\/tr>\n
\u2003HEATING UNIT<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003HOT WATER HEATER<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003LIGHT FIXTURES, ATTACHED INTERIOR<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003MOTORS\/BLOWERS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003PANELING FINISHED BASEMENT<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003PLUMBING<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003SINKS\/TUBS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003SUMP PUMP<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003WASHER<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003WATER SOFTENERS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
DECKS<\/td>\nX**<\/td>\nX<\/td>\n<\/tr>\n
\u2003DECKING<\/td>\nX**<\/td>\nX<\/td>\n<\/tr>\n
\u2003ELECTRICAL FIXTURES<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003STEPS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003SURFACES<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003RAILINGS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
DINING ROOM<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
EXTERIOR<\/td>\nX<\/td>\n<\/td>\n<\/tr>\n
\u2003BULB REPLACEMENT (DETACHED STREET LIGHTS)<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003CURBING<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003DECKS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003DRAINAGE SYSTEMS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003FOUNDATIONS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003LANDSCAPING<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003LAWN AREAS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003LOAD BEARING WALLS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003PARKING LOTS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003ROADWAYS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003SIDEWALKS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003SIDING AND TRIM<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003RECREATION AREA<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003WATER AND SEWER LINES<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003(FROM MAIN TO ENTRANCE OF UNIT OR BUILDING)<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003SURFACES<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

*The Association’s responsibility does not extend to groundwater infiltration
\n**The Association is not responsible for maintaining decks that have increased and modified from the original size by the owner<\/p>\n

MAINTENANCE JURISDICTIONAL GUIDELINES (cont’d)<\/p>\n

COVERINGS<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
<\/td>\nMASTER DEED REFERENCE<\/td>\n<\/tr>\n
<\/td>\nASSOCIATION<\/td>\nUNIT OWNER<\/td>\n<\/tr>\n
KITCHEN<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003CABINETS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003COUNTER TOPS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003DISHWASHER<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003FAUCETS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003OVEN<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003RANGE<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003RANGE EXCHANGE FAN<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003REFRIGERATOR<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003SINKS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
LIVING ROOM<\/td>\n<\/tr>\n
MISCELLANEOUS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003AIR CONDITIONER COMPRESSOR<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003CHIMNEY FLUE<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003CHIMNEY SWEEPING<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003DOOR BELL<\/td>\nX<\/td>\n<\/td>\n<\/tr>\n
\u2003MAILBOXES (KEYS POST OFFICE)<\/td>\nX<\/td>\n<\/td>\n<\/tr>\n
\u2003REFUSE DUMPSTERS AND ENCLOSURES<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003SMOKE ALARM & CO2 DETECTORS (INSIDE & OUT)<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003STAIRS (INSIDE)<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
ROOFS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003ATTIC FANS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003CHIMNEY<\/td>\nX<\/td>\n<\/td>\n<\/tr>\n
\u2003GUTTERS AND LEADERS<\/td>\nX<\/td>\n<\/td>\n<\/tr>\n
\u2003STRUCTURAL VENTS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
WALLS, CEILINGS AND FLOORS<\/td>\n<\/tr>\n
\u2003PAINT AND WALLPAPER<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003DOORS (INTERIOR)<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003ELECTRICAL WIRING<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003HEATING DUCTS<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003LIGHT FIXTURES, ATTACHED, INTERIOR<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n
\u2003PLUMBING<\/td>\n<\/td>\nX<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Unit owners should refer all questions concerning this list or items not on this list to Management<\/p>\n

The unit owner is responsible for all damages caused to the Common Element for any work conducted in violation of this section.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

The “Master Policy” covers all of the buildings, pool and outdoor property, presently owned by the Association and contains two separate sections. Section I -Applies to Physical Damage Section II- Applies to Liability Protection Both contracts referred to exclude protection for liability associated with the operation or storage of motor vehicles and personal liability for … Continue reading “Association Insurance”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"class_list":["post-107","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/sgv.hbnv.com\/index.php?rest_route=\/wp\/v2\/pages\/107","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sgv.hbnv.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sgv.hbnv.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sgv.hbnv.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/sgv.hbnv.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=107"}],"version-history":[{"count":10,"href":"https:\/\/sgv.hbnv.com\/index.php?rest_route=\/wp\/v2\/pages\/107\/revisions"}],"predecessor-version":[{"id":1083,"href":"https:\/\/sgv.hbnv.com\/index.php?rest_route=\/wp\/v2\/pages\/107\/revisions\/1083"}],"wp:attachment":[{"href":"https:\/\/sgv.hbnv.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=107"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}